Business Insurance Nj
Business Insurance Nj
My company has an insurance claim issue ….?
I own a small business in NJ, recently we were working in a building that had a small pipe burst-on the same floor we were working on.
The building was very old and their was no way to shut off the water-simply let it all poor down until it was empty.
The insurance company of the building believes we are liable for the incident and must pay $120,000-which I don’t have as a 22 year old or even within my own companies assets. However, they agreed to accept 50k as a lump sum payment.
My insurance company refuses to pay anything because they say my class under business description is “junk dealer”.
I do own 3 trucks under the company name and I am making payments on a 4th, should I sell all my assets to a new company, declare bankruptcy and change my name? I have very little cash on hand and have no other assets in my own name.
hire a lawyer asap;;;;;;;;;
a lawyer will determine if you are liable for this loss. they can determine if your insurance policy would owe or not. they can also determine if bankruptcy would be good or there are other options.
do not agree to anything until you talk to a lawyer and get your legal rights in this matter.
good luck
Kelly Conklin, NJ Business Owner, Testifies to House Ways & Means Committee on Health Care
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